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Architecture / Construction / Additional Residential Units (ARUs & Garden Suites)
Bill 23 Compliant (As-of-Right) OBC Part 9 & 11 Certified Dual-Licensed Contractor & FSRA Underwriter
Ontario Planning Act Bill 23 Densification Protocol

Turnkey Detached Garden Suites, Laneway Homes & Lower-Level ARU Additions.

Maximize Ontario’s Bill 23 as-of-right zoning legislation to unlock $3,200–$5,500/month in institutional passive rental income or construct private, barrier-free multi-generational family compounds across York Region, Simcoe County, and the Greater Toronto Area.

Newmarket Approved As-of-Right Bylaw
Aurora Approved Part 9 Fast-Track
Richmond Hill Active Max 4.3m–6.0m Ht
Markham & Vaughan Framework Urban ARU Infill
Strategic Capital Metrics 101GROUP Master Brand
3 Units / Lot As-of-Right

Full legislative entitlement to build up to 3 residential units per standard detached urban parcel without Committee of Adjustment rezoning delays.

$35,000 – $65,000 Gross Yield

Target annual passive cash revenue generated by 1- and 2-bedroom detached garden suites across York Region primary rental sectors.

STC 50+ / 45-Min Building Code

OBC Part 9 and 11 acoustic attenuation, independent HVAC/HRV mechanical compartmentalization, continuous fire barriers, and legal egress certification.

100% Equity Funded 8Twelve FSRA

Fund 100% of construction cap-ex against trapped home equity via our integrated institutional mortgage syndication desk without high private debt drag.

Architectural Blueprint Typologies

Engineered Additional Residential Unit Dwellings

Every site has unique setbacks, lot coverage, and utility access paths. We engineer and construct four distinct typologies calibrated to maximum municipal density allowances.

Typology 01

Detached Garden Suites & Coach Houses

450–1,200 sq.ft. freestanding backyard residences built with insulated frost-wall or engineered raft slab foundations, dedicated architectural privacy screens, independent hydro sub-metering, and high-efficiency heat pump ductless systems.

Footprint Up to 1,200 SF
Typology 02

Legal Walkout Lower-Level Executive Suites

Full-height subterranean conversions with deep concrete walkout excavations, enlarged code-compliant egress windows, resilient channel double-drywall ceiling fire separations (45-minute rating), and independent ERV fresh-air ventilation loops.

Footprint 800–1,800 SF
Typology 03

Multi-Generational Private In-Law Wings

Ground-level lateral expansions built for aging-in-place family members. Features zero-threshold curbless walk-in showers, 36" wide interior corridors, acoustic sound-deadened dividing party walls, bespoke kitchenettes, and secluded garden patios.

Footprint 500–1,100 SF
Typology 04

Laneway & Garage Second-Storey Conversions

Vertical additions mounted over existing two-car detached garages or alleyway infills. Engineered with structural steel moment frames, spray-foam thermal floor envelopes, and fully contained water, sewer, and electrical trench connections.

Footprint 400–850 SF
Ontario More Homes Built Faster Act & Municipal Bylaws

Municipal Garden Suite Regulatory Parameters

While Bill 23 dictates that municipalities cannot prohibit Additional Residential Units outright, each local jurisdiction retains specific engineering bylaws governing rear-yard coverage, maximum building heights, tree canopy preservation, and fire hydrant distance tolerances.

Municipality Bylaw Status Rear Yard Lot Coverage Max Building Height Parking Mandate Permit Turnaround
Town of Newmarket Full As-Of-Right Max 40% of rear yard area 4.5m (1-storey) / 6.0m (2-storey) 0 spaces required (Exempt) 6–8 Weeks
Town of Aurora Full As-Of-Right Max 45% rear coverage 4.3m flat roof / 5.5m pitched 0 spaces required (Exempt) 6–10 Weeks
City of Richmond Hill Active Bylaw Max 40% of rear yard 4.5m (4.0m near rear boundary) 0 spaces required (Bill 23 override) 8–12 Weeks
Township of King Estate Regulations Calculated by acreage & septic capacity 6.0m max accessory height 1 on-site parking spot allocated 8–14 Weeks
City of Toronto Established Bylaw Max 40% rear yard coverage 4.0m to 6.3m (based on setbacks) 0 spaces required 8–12 Weeks

Fire Access Route Compliance

Ontario Building Code mandates an unobstructed clear path of minimum 1.0m width from the front street curb to the garden suite entry door, staying within 45m of municipal emergency vehicle access points.

Tree Protection Zone (TPZ)

Heritage and mature trees with diameter at breast height (DBH) over 20–30cm mandate municipal arborist reports and tree protection fencing to avoid severe municipal stop-work orders and fines.

Deep Frost Line Utility Trenching

Sanitary sewage, domestic water, and 100A sub-panel conduits must be precision directional-bored or trenched at a minimum 4.0-foot frost depth directly tied into the primary structure or dedicated utility mains.

Integrated Capital Modeling

ADU Wealth & Rental Cash-Flow Calibrator

Calculate the projected yield, annual debt service ratio, and conservative equity expansion generated by deploying an institutional ARU unit onto your York Region parcel.

$260,000
$180,000 (Basement / Studio) $420,000 (2-Storey Standalone)
$3,200/mo
$2,200/mo (1-Bed Basement) $4,800/mo (2-Bed Luxury Detached)
Mortgage financing underwritten via 8Twelve Mortgage Inc. (FSRA #13072) utilizing existing home equity.
Pro-Forma Underwriting Output Projected Net
Gross Annual Revenue $38,400
Est. Annual Debt Service $19,200
Net Pre-Tax Cash Flow $19,200/yr
Est. Total Property Value Lift +$390,000
Capital Recapture Horizon 6.8 Years
Shan Jahan-Bin — Licensed REALTOR, General Contractor, and FSRA Mortgage Underwriter

Shan Jahan-Bin

General Contractor • RECO REALTOR® • FSRA #13072 L2

Principal Executive Perspective

Why Building an ADU with a Dual-Licensed Broker-Contractor Protects Your Equity.

"The GTA market is currently littered with unlicensed renovation handymen advertising cheap 'second units'. The tragic reality is that 70% of those units are uninsurable, fail municipal building code egress rules, and will result in strict stop-work orders or denial of mortgage refinancing down the road."

"At 101GROUP, we synchronize every step under one regulatory roof. Because we are licensed general contractors, we engineer code-compliant drawings, secure your building permits, and pour engineered foundations. Because we are licensed mortgage underwriters with 8Twelve, we pre-structure the equity loan so you don’t pay exorbitant secondary bridge rates. And because we are active REALTORS®, we construct with resale liquidity in mind—maximizing every square foot so your property appraises for peak value when you decide to divest."

Legal Certainty Full municipal registration & ESA electrical certification.
Appraisal Optimization Engineered to institutional appraisal standards for future refinances.
In-House Lending Zero broker middleman fees on your construction credit line.
Confidential Assessment

Property ADU Feasibility & Zoning Audit

Submit your property parameters. Our planning and architectural drafting team will evaluate municipal bylaws, setbacks, and utility trench feasibility prior to our preliminary site walk.

Regulatory Clarity

Frequently Asked Questions