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Document Registry // 101G-GOV-2025
assured_workload Executive Statement of Practice

The Convergence of Real Estate, Capital & Craft.

The modern wealth landscape cannot withstand isolated transactions. 101GROUP was engineered from inception to unify three historically fractured domains—licensed property representation, debt capital structuring, and turnkey architectural execution—under a single, resolute fiduciary standard.

Structural Principle

"Eliminating the costly blind spots that exist between your agent, your mortgage lender, and your builder."

Fiduciary Model Single-Seat Advisory
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Shan Jahan-Bin - Executive Principal, 101GROUP

Shan Jahan-Bin

Executive Principal & Founder

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Principal Bio & Credentials

Integrated Stewardship for High-Stakes Assets

"Why 101GROUP exists — Traditional property transactions force homeowners to hire a realtor, shop for a mortgage broker, and independently hire contractors. These three parties never talk, leading to wasted equity, delayed closings, and missed value. 101GROUP evaluates every transaction through all three lenses simultaneously."

— Founder's Governance Memorandum ON // CAN
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Licensed REALTOR®

Right At Home Realty Brokerage

TRREB OREA CREA
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Mortgage Agent L2

8Twelve Mortgage

FSRA # M21001308 Brokerage # 13072
construction

Project Director

General Contracting & Build

OBC Code Compliance Turnkey Capital Allocation
Process Topology

The Tri-Pillar Architecture

A direct paradigm shift comparing conventional industry friction with the synchronized 101GROUP execution protocol.

Conventional Methodology
Fragmented Risk

Siloed, Disjointed Execution

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1. Realtor Identifies Property

Focuses strictly on the sales transaction without auditing financing constraints or renovation feasibility.

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2. Mortgage Broker Underwrites Reactively

Blind to structural appraisal gaps or renovation draw needs, often forcing late-stage closing stress.

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3. Third-Party Contractor Inflates Costs

Quotes renovations after purchase, causing budget overruns where equity cannot support future resale upside.

Outcome Equity Leaks & Closing Uncertainty
101GROUP Paradigm
Single Oversight Matrix

Unified Fiduciary Synchronization

REAL ESTATE 101GROUP FIDUCIARY CAPITAL / DEBT CRAFT & BUILD
Lens 01: Acquisition & Sale

Strategic purchase or 1% commission listing backed by precision comps.

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Lens 02: Debt Optimization

Pre-structuring HELOCs, private funds, or prime mortgages aligned to equity targets.

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Lens 03: Construction ROI

Cost-per-square-foot modeling guaranteeing every dollar invested creates multiplying returns.

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Yield Maximized Equity & Protected Capital
01

Pre-Purchase Construction Audit

Before submitting an unconditional offer, Shan inspects mechanicals, structural load points, and zoning feasibility—preventing five-figure post-closing surprises.

02

Integrated Equity Extraction

Refinance your primary asset to fund legal secondary basement suites or extensions, structuring capital deployment in exact lockstep with construction milestone drawdowns.

03

Direct Principal Accountability

No hand-offs to junior coordinators. Every contract, mortgage submission, and site inspection is personally governed by Shan Jahan-Bin.

Statutory & Fiduciary Framework

Regulatory Governance & Licensing

security Independent Fiduciary Compliance
Realty License RECO Regulated

Right At Home Realty Brokerage

Shan Jahan-Bin is a licensed REALTOR® operating under Canada's largest independent real estate brokerage. Full fiduciary protection under the Trust in Real Estate Services Act (TRESA, 2020).

Board Affiliation: TRREB, CREA, OREA
Listing Standard: DDF® MLS Compliant
Errors & Omissions: Insured via RECO
Brokerage ID: Right At Home Realty
Mortgage License FSRA Regulated

8Twelve Mortgage

Operating as Mortgage Agent Level 2 with 8Twelve Mortgage. Financial Services Regulatory Authority of Ontario (FSRA) license allows representation of institutional, tier-1 A-lenders, alternative B-lenders, and private syndicates.

Agent License #: M21001308
FSRA Brokerage #: 13072
Compliance Authority: FSRA Ontario
Brokerage: 8Twelve Mortgage Inc.
Build Governance OBC Standards

Construction & Craft Division

All architectural modifications, turnkey renovations, and secondary suite developments conform strictly to the Ontario Building Code (OBC), with municipal permits executed by licensed Master Electricians (ESA) and certified trades.

Building Code: OBC Compliance
Electrical Safety: ESA Licensed Partners
Site Insurance: Comprehensive Liability
Standard: Ontario Building Code Act
Physical Command

Headquarters & Operational Reach

Centrally anchored on Yonge Street in Newmarket to provide immediate, boots-on-the-ground advisory throughout the entirety of York Region and the Greater Toronto Area.

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Office Address

16850 Yonge St, Newmarket, ON L3Y 2M9

Canada

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Primary Coverage Quadrant

York Region Corridor & Greater Toronto Core

Municipalities Under Daily Active Representation:
Newmarket Aurora East Gwillimbury King City Richmond Hill Markham Vaughan GTA Metro

Active Operating Hub

16850 Yonge St, Newmarket, ON

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Direct Fiduciary Channel

Initiate a Direct Strategic Briefing

Whether structuring acquisition leverage, liquidating a high-value residence via the 1% fee model, or assessing turnkey construction feasibility, communicate directly with the Executive Principal.

Strict Fiduciary Confidentiality • TRREB MLS Direct Member • FSRA Mortgage License # M21001308 • Ontario Building Code Standard